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As the days begin to grow longer and the new year dawns, we have reason for hope. Scientists have created vaccines at unprecedented speed to protect us from COVID-19. While we are still in the early stages of wide-spread vaccinations and they are being given to our heroes in the healthcare field and those most vulnerable, we can all begin to see the end of this pandemic. Much as PCCU weathered the Great Depression, the…
Field trips seem like a distant memory this year, along with everything else that got cancelled. So we went looking for other ways we could help students and teachers with the Hoosier Explorers Field Trip Fund. Recently, we reached out to teachers at Western Wayne Elementary School in Cambridge City to find out what their needs were in this challenging year. Hand sanitizer and cleaning wipes were a top priority. Every day items like pencils,…
Do you have a friend or family member who complains about bank fees? Or maybe it’s the piddly interest rate that the bank pays them on deposits? It could even be the interest rate the bank charges them on their auto loan or credit card? Or maybe it’s even all three? It’s time to introduce them PCCU! They can take advantage of PCCU’s lower and fewer fees, like free checking with estatements. Not to mention…
A lot goes into buying a home, but one of the biggest hurdles for many is saving enough for a down payment. What is a Down Payment? A down payment is a percentage of the home’s purchase price that you pay upfront. In other words, the down payment is the part of what you pay to buy a house that is not included in your loan amount; instead, you owe it at the time of the…
Even if you’re financially responsible, life’s unpredictable nature can sometimes catch you off guard, at times making it dangerously easy to fall into debt. Your credit score, also called a FICO score, is an actual number, between 300 and 850. The higher the number, the better: a score of 740 to 799 is considered very good, though the average is closer to 700. FICO is an acronym for Fair Isaac & Co., the company that…