Are you ready to refinance your automobile? PCCU’s Auto Refi Special is offering rates as low as 4.99% APR for new and 5.25% APR used for autos…and no payment for 60 days!
With PCCU’s Auto Refi Special, you’ll save money month after month. Local banks offer an average of 6.25% APR on new autos (*60 Month Term).
| Lender | Credit Score | Rate APR | Loan Amount | Monthly Payment | Monthly Savings | Total Interest | Total Savings |
| Local Bank | Average | 6.25% | $30,000 | $583.48 | $5,008.67 | ||
| PCCU | Average | 4.99% | $30,000 | $566.00 | $17.48 | $3,959.97 | $1,048.70 |
At PCCU, you’ll save approximately $17 a month, and more than $1,000 over the life of the loan (figures based on a 60-month term)!
Looking to refinance your used car? PCCU’s Auto Refi Special goes as low as 5.25% on a 2020, the local bank is at an average of 7.00% APR (*60 Month Term)!
| Lender | Credit Score | Rate APR | Loan Amount | Monthly Payment | Monthly Savings | Total Interest | Total Savings |
| Local Bank | Average | 7.00% | $30,000 | $594.04 | $5,642.16 | ||
| PCCU | Average | 5.79% | $30,000 | $577.06 | $16.98 | $4,623.55 | $1,018.61 |
You’ll save approximately $17 a month, and more than $1,000 over the life of the loan (figures based on a 60-Month Term)! What could you do with an extra $1,000 in your pocket?
New Vehicle Rates:
| Term | Rate |
| 84 Months | 6.99% |
| 72 Months | 6.54% |
| 60 Months | 4.99% |
| 48 Months | 4.95% |
| 36 Months | 4.50% |
| 24 Months | 4.99% |
Used Vehicle Rates: 2020 or Newer
| Term | Rate |
| 72 Months | 6.25% |
| 60 Months | 5.79% |
| 48 Months | 5.75% |
| 36 Months | 5.55% |
| 24 Months | 5.25% |
With these rates, it is easy to see how at PCCU, we believe in working together! Apply today and refinance your vehicle because this special is only for a limited time!!!
Requires a Credit Score of 660 or above and credit approval; Used Rate for 2020 and newer models; refinance rates apply only to non-PCCU loans; No payment for 60 days; Membership is required at loan closing; rates are subject to change at any time.