For members who pay their balance in full and want to earn reward points to use on merchandise, events, and travel.
Apply Online Rewards Visa Application
- Merchandise/Travel rewards
- No annual fee
- Easy application
- Fast approval
- Online payments
- Competitive rates
- No application fee
- Travel accident insurance
- Register your card with Apple Pay, Google Pay, or Samsung Pay today
- Print a Paper Visa Rewards Application
Visa Rewards
- As you use your card, you’ll accumulate points that you can redeem for a seemingly endless selection of merchandise, travel, event tickets, and activities.
- The more you use your card, the more great rewards you get.
- Browse our Rewards
Merchandise
- Our selection ranges from gorgeous designer shoes and purses to electronics and techno-savvy gadgets.
- Over six million merchandise options.
- Select gift cards from major retailers, great for gift giving.
Events
- Your rewards get you front row seats at thousands of in-demand events.
- Redeem your points for the best in entertainment.
Travel
- Customize your trip or choose from hundreds of packages offered by major resorts and cruise lines.
Activities
- Reward yourself with a breathtaking experience, such as helicopter rides, spa packages, and city tours await you at Member Choice Rewards.
- If you can dream it, you can do it with Member Choice Rewards.
| Credit Score | Rewards Card Annual Percentage Rate | Low Rate Card Annual Percentage Rate |
|---|---|---|
| 13.75 | 11.75 | |
| 15.75 | 13.75 | |
| 18.75 | 17.75 | |
| 22.75 | 21.75 |
- Need to carry a balance at times and looking for a low rate option? Consider the PCCU Visa Platinum Low Rate Credit Card.
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Need to report a lost or stolen card? Call 855-549-1785.