New Auto Loans
- Terms for New Cars, Trucks, and Motorcycles up to 84 months, depending on credit.
- Maximum Loan Amount of up to 105% of MSRP
- No penalty for early payoff
- We refinance auto loans from other lenders to save you money
- Life and Disability Insurance available to most borrowers
- GAP Insurance and Mechanical Repair Coverage are available to protect your investment
| New Auto Loan Rates | Tier A+ | Tier A | Tier B | Tier C | Tier D |
| Primary borrower credit score | 730+ | 729-680 | 679-640 | 639-600 | ≤ 599 |
| Max Term | APR |
| 84 | 7.54% | 8.54% | 10.54% | NA | NA |
| 72 | 6.54% | 7.54% | 9.54% | NA | NA |
| 60 | 5.75% | 6.75% | 8.75% | 11.25% | 21.00% |
| 48 | 5.70% | 6.70% | 8.70% | 11.20% | 21.00% |
| 36 | 5.45% | 6.45% | 8.45% | 10.95% | 21.00% |
| 24 | 5.40% | 6.40% | 8.40% | 10.90% | 21.00% |
| Max Advance of MSRP | 105% | 105% | 100% | 100% | 100% |
| Max Advance of MSRP Motorcycle | 95% | 95% | 90% | 90% | 85% |
Apply Now
Open a new Checking Account with initial $1,000 deposit or Direct Deposit and receive an additional .10% discount on your approved Auto Loan rate! Pricing is based on your credit score, and term of loan. Rates are subject to change.
Used Auto Loans
- Terms for Used Cars, Trucks, and Motorcycles up to 72 months, depending on credit and vehicle age
- Maximum loan amount of up to 110% of J.D. Power Retail Value, depending on credit and vehicle age
- No penalty for early payoff
- We refinance auto loans from other lenders to save you money
- Life and Disability Insurance available to most borrowers
- GAP Insurance and Mechanical Repair Coverage may be available to protect your investment
Used Vehicle 2018 & Newer
| Used Auto Loan Rates - 2020 & Newer | Tier A+ | Tier A | Tier B | Tier C | Tier D |
| Primary borrower credit score | 730+ | 729-680 | 679-640 | 639-600 | ≤ 599 |
| Max Term | APR |
| 72 | 6.74% | 7.74% | 9.74% | NA | NA |
| 60 | 6.29% | 7.29% | 9.29% | 11.79% | 21.00% |
| 48 | 6.24% | 7.24% | 9.24% | 11.74% | 21.00% |
| 36 | 6.04% | 7.04% | 9.04% | 11.54% | 21.00% |
| 24 | 5.74% | 6.74% | 8.74% | 11.24% | 21.00% |
| Auto: Max Advance of J.D. Power Value - Retail | 110% | 110% | 100% | 95% | 90% |
| Motorcycle: J.D. Power Value - Average w/Options | 95% | 95% | 95% | NA | NA |
| Motorcycle: J.D. Power Value - Average No Options | NA | NA | NA | 75% | 75% |
Used Vehicle 2014 – 2017
| Used Auto Loan Rates - 2016 - 2019 | Tier A+ | Tier A | Tier B | Tier C | Tier D |
| Primary borrower credit score | 730+ | 729-680 | 679-640 | 639-600 | ≤ 599 |
| Max Term | APR |
| 72 | 9.49% | 11.49% | 13.99% | NA | NA |
| 60 | 9.04% | 11.04% | 13.54% | 16.04% | 21.00% |
| 48 | 8.99% | 10.99% | 13.49% | 15.99% | 21.00% |
| 36 | 8.74% | 10.74% | 13.24% | 15.74% | 21.00% |
| 24 | 8.69% | 10.69% | 13.19% | 15.69% | 21.00% |
| Auto: Max Advance of J.D. Power Value - Retail | 100% | 100% | 100% | NA | NA |
| Auto: Max Advance of J.D. Power Value - Loan | NA | NA | NA | 100% | 90% |
| Motorcycle: J.D. Power Value - Average No Options | 95% | 95% | 95% | NA | NA |
| Motorcycle: J.D. Power - Average No Options | NA | NA | NA | 75% | 75% |
Used Vehicle 2013 & Older
| Used Auto Loan Rates - 2015 & Older | Tier A+ | Tier A | Tier B | Tier C | Tier D |
| Primary borrower credit score | 730+ | 729-680 | 679-640 | 639-600 | ≤ 599 |
| Max Term | APR |
| 60 | 11.29% | 13.54% | 16.04% | NA | NA |
| 48 | 11.24% | 13.49% | 15.99% | 18.49% | 21.00% |
| 36 | 10.99% | 13.24% | 15.74% | 18.24% | 21.00% |
| 24 | 10.94% | 13.19% | 15.69% | 18.19% | 21.00% |
| Auto: Max Advance of J.D. Power Value - Loan | 100% | 100% | 100% | 90% | 85% |
| Motorcycle: J.D. Power Value - Average No Options | 95% | 95% | 95% | NA | NA |
| Motorcycle: J.D. Power Value - Average No Options | NA | NA | NA | 75% | 75% |
Apply Now
Open a new Checking Account with initial $1,000 deposit or Direct Deposit and receive an additional .10% discount on your approved Auto Loan rate! Pricing is based on your credit score, and term of loan. Rates are subject to change.
