Individual Retirement Accounts (IRAs)

• Traditional and Roth IRA’s available

• Club accounts: no minimum balance required, dividends paid quarterly

• Term certificates: various minimum balances available, dividends paid monthly

• Early withdrawal penalties may apply

 

Traditional / Roth Club IRA Rates	Annual Percentage Rate	Annual Percentage Yield
IRA & HSA Shares	0.35%	0.35%

Dividends are paid quarterly and calculated from day of deposit to day of withdrawal.